“Never allow someone to be your priority while allowing yourself to be their option”- Proverb

Maybank - Stop It, It’s Not Funny

Maybank not funny

Maybank froze my account!

I have to admit, it was my fault. I was late to pay my credit card bill (by a few days). Now my account is blocked, I can’t use my ATM card, I can’t withdraw any money, how am I supposed to pay the amount I owe Maybank? Are they going to forfeit my money as well(subsequently my batch’s money, it’s quite a lot you know). They should at least give me a ring before freezing my account. Talk about bad ethic.

Should I call the CEO or COO? I don’t think this is the time to call for favors. Once I get this sorted, I will change to other local bank. By the way, your Maybank - Myzone is ugly like hell.

Maybank2u.com.my - for 50 Year Old Virgin [noktahhitam.com]

16 January '08 | Business, Personal | Fave it! | Go to Comment Form

1

fila wrote on
January 16, 2008 at 10:00 pm

waa.siannye..Grrr..Make me think a million time to get my own maybank credit card in da future..huhu..yeah.sure you should change to other local bank acc.~contigency plan~

fila’s last blog post..It was really fun!!

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NoktahHitam replied on
January 17, 2008 at 3:35 am

credit card is ok, unless you want to spend like nobodys’ business and pening… how the hell to pay them back!

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2

KNizam wrote on
January 16, 2008 at 11:01 pm

they shud call u 1st before blocking it. i have a mbb credit card. but for the sole purpose of topping up my zing card. no more than that. hehehe

KNizam’s last blog post..Animals and children tell the truth, they never lie

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NoktahHitam replied on
January 17, 2008 at 3:34 am

sadly, there was a few ‘anonymous’ call earlier but I refused to answer. I dont pick up calls if its a ‘Private Number’, makes me feel unprivate.

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3

Bilik Sebelah wrote on
January 17, 2008 at 12:05 am

Hmm, duit aku tibe2 “ghaib” dalam akaun Maybank.. Dan bukan aku saje, kawan mak aku, bapak kawan aku, dan kawan2 aku.. Huh,adakah ini betul?????

Korang ada perasan tak, sebelum ni ada sticker tulis, “Maybank Rompak Bonus Pekerja”… ???? Huhuhu… Maybank, Maybank.. Betul la mcm rimau.. Ngap!! orang jer…

Bilik Sebelah’s last blog post..Tag Virus!?

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ahib0205 replied on
January 17, 2008 at 1:29 pm

eh betul ke? pasal sticker tu tak tau pun. huhuhuh biar betul beb. apa kes mudah2 je lesap? byk ke? dh la sy baru je apply maybank sbb nk buat ebiz. wa….

ahib0205’s last blog post..Kempen Sharlinie Mohd Nashar

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4

noris wrote on
January 17, 2008 at 1:13 am

“Maybank Rompak Bonus Pekerja”
Kempen nie bank workers yang buat. Bukan Maybank je. Aku tak penah pulak ilang duit. Tau-tau, menyumpah bile nak withdraw, tak leh kuar not 10. Aku miskin.

noris’s last blog post..Kau Sedut (huh?!)

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NoktahHitam replied on
January 17, 2008 at 3:33 am

im upset I cant withdraw RM10 anymore.

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apis17 replied on
February 16, 2008 at 7:49 pm

aah sama la.. aku pun miskin jugak.. mintak2 lepas ni boleh la kuar RM10 kan.. sian kat kite ni.. :halo:
apis17’s last blog post..Gravatar

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5

MerDuriaN wrote on
January 17, 2008 at 2:11 am

I think you should call their customer services line asap

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NoktahHitam replied on
January 17, 2008 at 3:33 am

will be visiting the branch tomorrow.

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zsazsa replied on
March 21, 2008 at 8:54 am

customer service pun mcm robot.. he just went on and on.. but not exactly listening to me.. aku mintak cara nak dptkan statement.. bg cara nk mintak TAC plak.. hoh i’m not that stupid in IT

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6

en_me wrote on
January 17, 2008 at 3:57 am

me x pernah kene tutup akaun, tp pernah kene saman pasal issue cheque x cukup fund.. uhuhu

en_me’s last blog post..lagi lagi gelang ku patah

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7

cikF=) wrote on
January 17, 2008 at 6:43 am

yeah…selamat btukar bank lain=)

cikF=)’s last blog post..TaG???

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8

fadh wrote on
January 17, 2008 at 8:45 am

gile ah maybank!! teruk betul. ko sound mulder tu. kasik pressure sama dia!!

fadh’s last blog post..duwit! duwit!

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9

zaki blogjer wrote on
January 17, 2008 at 9:14 am

Sorry to hear that, but they absolutely NO rights to do so!!

zaki blogjer’s last blog post..be the top commentator and get yourself a free t-shirt

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10

syia wrote on
January 17, 2008 at 10:18 am

serius ke? aiyok.. cam ni syia pkai kad bank affin je la.. tak dengar lagi affin ada probs

syia’s last blog post..kehidupan syia jadi driver ;)

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11

affuan wrote on
January 17, 2008 at 12:38 pm

hampeh tol maybank nih. aku prefer ambank.

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12

irfan wrote on
January 21, 2008 at 5:11 pm

2 sebab diorang freeze acc ko.

1 - Ko lambat bayo
2 - 50 year old virgin? Lagi la diorang panas beb.

sekian
terima kasih.

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13

mohd akmal wrote on
January 24, 2008 at 1:48 am

gosh! they froze your maybank account? now u have to loan from FAMA a.k.a. FAther Mather. hehe~

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14

mohd akmal wrote on
January 24, 2008 at 1:50 am

how bout you open up a new account. that might solve your problem. haha~

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15

NoktahHitam wrote on
January 24, 2008 at 2:01 am

got it solved already. Stupid bank..

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16

ikram_zidane wrote on
February 6, 2008 at 11:17 am

well, you paid the bill late, regardless whether it is a few days or a few minutes. and you’re blaming them for your own mistake ?

my suggestions is go to maybank and get it all sort out. And i think if you go to other local bank, they still do the same thing..

ikram_zidane’s last blog post..My first week of work

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NoktahHitam replied on
February 6, 2008 at 11:38 am

it never happened to my other banks. Still, stupid bank.

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ikram_zidane replied on
February 6, 2008 at 11:49 am

hrm… about that, i got no comments.

maybe you’re telling the truth or otherwise i do not know.

i ought to just leave it there..

ikram_zidane’s last blog post..My first week of work

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NoktahHitam replied on
February 6, 2008 at 12:26 pm

uik? Tadi ye-ye sgt.

So youre implying I’m lying?

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ikram_zidane replied on
February 6, 2008 at 12:47 pm

no, no.. definitely not. However, i dont want to rule out the possibility that you might be..

my point is that sometime people do exxagerate when they are not happy, or feel being mistreated in any way.

ikram_zidane’s last blog post..My first week of work

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NoktahHitam replied on
February 6, 2008 at 12:54 pm

Ci.

Anyway, I got it sorted out already ;)
That was sure some scary moment I had to endure :?

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ikram_zidane replied on
February 6, 2008 at 1:03 pm

you think that was scary ? wanna hear my story.

last year, i’ve already been making a lot of money from my freelance.

i didnt owe an atm card, so my only option of widthdrawing money is to use my account book..

I was form 5, going back from school everyday at 5pm (semi boarding school), the bank closes at 4 during weekdays and isn’t open during weekends.. every public holidays, when the school’s off, so was the bank.. so, think about it ? how the hell could i get any money from it..

now that i do hold an atm card, i could only withdraw RM 300 max per day.. isn’t that sad. When i wanted to buy the psp, i had to widthraw the money for 3 consecutives days and can’t spend any of them within those 3 days.. suck isn’t it ?

ikram_zidane’s last blog post..My first week of work

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NoktahHitam replied on
February 6, 2008 at 1:11 pm

Hmm.. thats funny. I could withdraw up to RM 2000 when I was in Form 5. and that was 8 years ago.

Maybe they’ve change the policy :vangry:

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17

Americanpie wrote on
February 28, 2008 at 8:00 pm

Anyway I think you should deserve as what what maybank did due to
1) You not pay your credit card outstading amount
2) You not pay more than 3 months
3) You don’t have money to pay a minimum amount( 5% of outstanding amount)
So..don’t you think that maybank should freeze your account in order for Maybank get back the money that you already spent in anywhere you prefer..and moreover the money that Maybank took is also for the sake of other customer..thus like Nabil raja lawak always said..
LU FIKIR LA SENDIRI

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NoktahHitam replied on
February 28, 2008 at 8:05 pm

Pardon me, do you really know whats the situation like?

If not, please refrain yourself from talking :mad:
I was late a month, not 3 months.

I dont care if they want to freeze my account, at least have the courtesy of letting me (the client) know. More over, they can just deduct the money from my Current account.

Like I said, dont comment if you dont know WTF is going on. BTW, I understand Malay. Dont write crooked english, its an eyesore.

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18

Americanpie wrote on
March 1, 2008 at 12:37 am

Pardon accepted..
I know you are very frustrated in this situation. There are no solution if we keep arguing about this matter. But i want to tell you, the same thing happen to me and it so frustrated me. When I want to clear my house cheque in my base branch (CIMB), I found out that the cheque cannot be cash due to they have change the rule but the other local bank exercising othe . So at that particular time I was really desperate to have cash and it really give trouble. There are many other problems happen in other local banks but I could understand and at the end I identified that the dissatisfation that I faced are come from my weakness. Please forgive me if my word could be “crooked” as what you say, but for me in blogging everybody are…fikir la sendiri ok
*People always seek other pople weakness but they do not realize their weaknesses..

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NoktahHitam replied on
March 1, 2008 at 1:21 am

my Americanpie bro, did you know in America you can negotiate credit card interest? Did you know in UK, you can have 1 year of extending balance? Did you know in Germany, cheques can be cleared in 1 day?

It was never about weakness, it was me being frustrated. I know my weaknesses (not all though) and Im open for suggestions to overcome it. We have to move forward, not sideways.

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ikram-zidane replied on
March 1, 2008 at 1:54 am

this debate showed up in my email, i guess i ought to say something.

my Americanpie bro, did you know in America you can negotiate credit card interest? Did you know in UK, you can have 1 year of extending balance? Did you know in Germany, cheques can be cleared in 1 day?

Do you know that you’re in Malaysia ?

ikram-zidane’s last blog post..Graphicless Wordpress Theme

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NoktahHitam replied on
March 1, 2008 at 5:56 am

Ikram Zidane, yup well aware of that. I just want Malaysia to live to what it claimed to be, ‘No1 in 3rd world countries’. If you do not foresee this as ‘teguran membina’ and swallow your pride, then I guess we’ll be stuck on 2nd gear for a longer time.

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19

Americanpie wrote on
March 1, 2008 at 7:55 am

I just want people to support our local bank. Maybank2u is the top ten brand that most popular in Malaysia. So the development of local business in Malaysia could be expanded to international by support from our local people. Don’t let our product being left behind due to small matters that are not relevant. I aggree with Ikram Zidane, where in US the credit card interest can be negotiate. For your information, this such exercise have resulted to the subprime issue that brought toward bad impact to the US economy. Is this we want in Malaysia? :?:

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NoktahHitam replied on
March 1, 2008 at 8:33 am

That’s very thoughtful of you! Honestly! :evil:

Let me share with you what my friend from Maybank has to say
” Maybank’s infra is far behind other banks (local or international). Being top 10 rated in Forbes (Malaysia region), they (the boss) are reluctant to upgrade the infra, hence more profit. Maybank legacy is based on the loyal customers and being the first to adopt online interaction.”

Anyhow AmericanPie, I was just giving an example how its like in foreign countries, we dont necessarily have to adopt their system. Heck we can even do better than that!

I happened to be among the lucky ones to have spent years outside Malaysia. Whatever I learned/experienced there, I want bring it back to Malaysia (only the good ones).

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