Have you watched the video? To some extend it is funny. But after 2 minutes, it became a different story.
The video is about naughty kids getting caught swimming in a tank. The kids were interrogated and one of them actually cried. Personally, it’s a disgrace to degrade those kids, what more, catch them on camera in their trunks. They should have let the parents to deal with it and not take matters in their on hands. Maybe later on, ask for compensation or something.
Think about it. When you were young, were you as naughty? If you are, then I bet you must had one hell of punishment for ‘corrective measure’.
After watching the vid, it has become very apparent, we don’t respect the young ones. The cycle repeats when it’s their turn to become an adult.
“They’re just kids with no pride and brain.” .. or so we think.
Pada 19 Ogos 2010, saya dapati akaun simpanan saya telah dibekukan. Saya telah membuat panggilan kepada pihak Maybank berkenaan pembekuan akaun. Saya diberi tahu bahawa hutang kad kredit saya belum dilunaskan. Oleh itu pihak bank akan menolak sejumlah RM 917 daripada akaun saya. Bank tidak sekalipon cuba untuk menyelesaikan cara lain, sebaliknya hanya berkata, “I’m sorry”.
Pada 21 Ogos 2010, bank telah pon menolak RM 917 dari akaun saya. Berkali-kali saya terangkan melalui telefon, bahawa jika Maybank berbuat demikian, komitmen saya terhadap pinjaman kereta, perbenlanjaan sehari, duit minyak, apatah lagi perbelanjaan menjelang Hari Raya akan terganggu.
Saya kesal dengan tindakan bank sebegini kerana;
Tiada sebarang surat dihantar untuk memberi tahu tarikh pembekuan akaun.
Tiada panggilan dari pihak bank berkenaan pembekuan akaun dan tunggakan kad kredit.
Bank telah membekukan akaun saya, walhal itu semua adalah wang saya.
Tiada sebarang ‘mutual understanding’ berkenaan penyelesaian baki.
Bank telah menolak baki RM 917 daripada akaun saya tanpa persetujuan saya.
Bulan depan sudah Hari Raya, tetapi saya tidak punyai wang untuk dibelanjakan.
Saya telah merayu supaya tidak menolak RM 917 dari akaun saya dan meminta untuk menyelesaikan baki minimum.
Bank tidak seharusnya membekukan akaun tanpa pemberitahuan atau notis.
Jumlah tunggakkan adalah RM 907, tetapi dikenakan tambahan RM 10. Untuk apa, saya pun tidak tahu.
Sekarang, kerosakan telah dilakukan, wang telah dirompak dari saya. Perbuatan Maybank saling tak tumpah seperti Ah Long, di mana mereka membekukan akaun, memaksa pelanggan melunaskan hutang dan membiarkan pelanggan mengikat perut untuk menempuh seharian. Mana pergi kemanusian?
Saya terkilan, kerana sanggup syarikat gergasi yang selama ini saya setia sejak bangku sekolah lagi telah menindas orang kerdil. Apalah sangat RM 917 itu kalau dibandingkan dengan USD 1 billion untung selepas cukai yang dibentangkan oleh Datuk Seri Abdul Wahid.
Apakah wajar bank menindas golongan usahawan yang tidak berjaya macam saya? Bukankan ada cara lebih baik selain merompak dari akaun saya? Tidakkah Maybank boleh menyusun ansuran selama tiga bulan? Yang paling penting, mengapa menjelang Hari Raya?
Oleh itu, saya sarankan kepada masyarakat umum, jika hendak menggunakan kemudahan kredit kad, pilihlah bank lain. Janganlah anda terikat dengan Ah Long gergasi seperti Maybank.
ps: This letter was sent to all major online news publisher, utusan, harian metro, berita harian and kosmo.
pss: Share this by clicking the facebook, retweet it and like it. The public needs to know before they get roped in like I did.
The other day, I wrote how the bank forces me to pay all my debts. Guess, what? They did withdraw the whole RM917. Now I’m left dumbfounded looking at the remaining balance, it’s so little, I don’t think I’ll be able to move this month. I feel like crying. What a shitty bank.. I have virtually no money to spend for Raya.
You know the sad part is? I didn’t even give instruction to deduct my account! What a fucking moron! First they block, second they retrieve my money without my consent. I don’t ever recall telling them to contra the RM917. For all I know, I was begging on the phone for an alternative way around this. So I guess, Maybank has made their stance, so have I.
Ini bukan company lagi, ini syarikat Along!
I sent a complain through Maybank website, guess what? The form doesnt work! WTF? The form.
I went through the clause or agreement, it states:
Item 10.2 Upon the cancellation of the Credit Card or upon the revocation, suspension or restriction of the rights of the Cardholder or Supplementary Cardholder to use the Credit Card aforesaid, the Cardholder shall, upon demand by Maybank, settle his/her Credit Card Account in full or in part as required by Maybank.
It clearly states, in full or in part, Dont be a RETARD MAYBANK! and no where under the clause it says anything to do with blocking account. Is that even legal? Should I tie this thing to court?
WHAT CUSTOMER SATISFACTION? DAMN YOU! FOR AS LONG AS I AM STILL MAD AT YOU, I WILL DO EVERYTHING WITHIN MY WILL TO STOP PEOPLE FROM USING YOUR SERVICES!
What should I do now? I guess sit at home since I don’t have any spare cash to use. Stupid Maybank!
If you’re using Maybank, it’s time to opt out. Here’s the thing.
17th August – Credit Card payment due. Since no payment was made, they blocked my account. That includes any transaction through Maybank2u. And I wasn’t aware of this until pay day. The amount I owe is RM 907, minimum payment RM 130.
19th August – Salary pumps in. I wanted to settle my loans, debts and everything that is on top of my head. Then I realised my account was blocked. Called Maybank remedial service, staff not in. It’s only 4.35 pm and they put me on machine. Everyone went home I guessed. So I called the next day.
20th August – Called them after Friday prayer. Was greeted warmly and explained my situation, that my savings is blocked and I can’t do anything. I asked them whether they can contra that from savings. They can, but they wanted the full amount of RM900.
That’s is a total BULLSHIT! All this while, I can ask them to immediately contra my account for minimum payment. Now they want full!!
I explained to the lady, it’s going to be Raya soon, and I need that money to do my shoppings, food for September, fuel etc. And guess what she said, no. WHAT AN IDIOT. HOW AM GOING TO LIVE TILL NEXT MONTH? DARN IT MAYBANK!
Well, to some extend, I understand that I owe them money but that’s a service. They are gaining from me from interest, late payment charges and other charges. Why can’t you just accept the minimum amount? I’ll pay accordingly later on! WHYY? WHYY ARE YOU SO THICK HEADED?
My car loan is RM 700, fuel to go to work plus highway, close RM700 as well. Lunch money for the whole month, RM 250. Minus other installment as well, I’m dead. At the end of the day that RM900 is going to be used for fuel and lunch money, which I plan to cut and use for raya shopping.
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